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If you do not qualify for a Chapter 7 Bankruptcy, or you are thinking about doing a bill consolidation program you may have seen advertised, consider a Chapter 13 instead.  If your home is in foreclosure or you are upside down on a car loan, this type of bankruptcy can help you catch up over a 3 to 5 year period. If you have a steady income from a job or business, we can develop a Chapter 13 plan to repay your credit cards and secured debt which will greatly reduce your monthly expenses, while keeping your home and cars.  

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Take advantage of our 35 years of experience with bankruptcy law to get out from under financial burdens and make a fresh start. As a debt relief agency, we can assist you in your time of crisis to make the bankruptcy process as stress-free as possible.


At The Law Office of Regina Wilkinson, you'll work with a competent staff to ensure your financial issues are resolved in an efficient manner. We're always here for you and offer daytime, evening, and weekend appointments for your convenience.

Chapter 7 bankruptcy helps you to stop lawsuits, garnishments and harassing phone calls by getting rid of typical debts and judgments from hospitals, medical providers, credit cards and collection agencies.  Certain debts are not able to be discharged such as child support, student loans, most taxes and other debts owed to government agencies.  At the same time, you can reaffirm your home mortgage and car loans, as long as you don't have too much equity in them.  At your initial free consultation, after we review information about your income, expenses, assets and liabilities, we will let you know if you qualify for a Chapter 7 bankruptcy.

Get a $100 credit toward your bankruptcy services when you mention this ad. Call us at

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You can count on The Law Office of Regina Wilkinson to help you find a debt relief solution that works to your benefit so you can stop dodging creditor calls and get on with your life.

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Chapter 7 Bankruptcy:

Chapter 13 Bankruptcy:

Ask about a FREE consultation from a qualified legal professional at The Law Office of Regina Wilkinson to see how we can assist you.


"We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code. Our systems may involve bankruptcy relief under Title II U.S.C.A."